Terms and Conditions

Updated 2026

These Terms of Service (“Terms”) govern your use of the website (“Site”). 

BY USING THE SITE OR SERVICES, YOU ARE AGREEING TO THESE TERMS AND OUR PRIVACY AT PRIVACY POLICY, INCORPORATED HEREIN BY REFERENCE.  PLEASE READ THEM CAREFULLY. IF YOU DO NOT WANT TO AGREE TO THESE TERMS, YOU MUST NOT ACCESS OR USE THIS SITE.

Inaccuracy Disclaimer:  From time to time, there may be information on the Site that contains typographical errors, inaccuracies, or omissions that may relate to services provided.  We reserve the right to correct any errors, inaccuracies, or omissions and to change or update information at any time without prior notice. 

Acceptable Use of the Site

You are responsible for your use of the Site, and for any use of the Site made using your information.  Our goal is to create a positive, useful, and safe user experience.  To promote this goal, we prohibit certain kinds of conduct that may be harmful to other users or to us.  When you use the Site, you may not:

violate any law or regulation;

violate, infringe, or misappropriate other people’s intellectual property, privacy, publicity, or other legal rights;

post or share anything that is illegal, abusive, harassing, harmful to reputation, pornographic, indecent, profane, obscene, hateful, racist, or otherwise objectionable;

send unsolicited or unauthorized advertising or commercial communications, such as spam;

engage in spidering or harvesting, or participate in the use of software, including spyware, designed to collect data from the Site;

transmit any viruses or other computer instructions or technological means whose purpose is to disrupt, damage, or interfere with the use of computers or related systems;

stalk, harass, or harm another individual;

impersonate any person or entity or perform any other similar fraudulent activity, such as phishing;

use any means to scrape or crawl any Web pages contained in the Site;

attempt to circumvent any technological measure implemented by us or any of our providers or any other third party (including another user) to protect the Site;

attempt to decipher, decompile, disassemble, or reverse engineer any of the software or other underlying code used to provide the Site or Services; or

advocate, encourage, or assist any third party in doing any of the foregoing.

Ownership

We (or our licensors) own all right, title, and interest in and to (a) the Site, including all software, text, media, display, design, data, and other content used in or available on the Site (“Our Content”); and (b) our trademarks, logos, names, slogans, designs, and brand elements (“Marks”).  The Site, Our Content, and Marks are all protected under U.S. and international laws.  All works of authorship and protectable elements of the Site are copyright © LIAT COHEN LAW OFFICES PC. All rights reserved.  You may not use, duplicate, copy, or reuse any portion of Our Content, Marks, or the HTML/CSS, Javascript, or visual design elements or concepts used in connection with the Site without express written permission from us.

Privacy

Your privacy is very important to us.  Our Privacy Policy explains how we collect, use, protect, and when we share personal information and other data with others. 

Links

The Site may contain links to other websites and online resources for your convenience.  A link to a third party’s website does not mean that we endorse it or that we are affiliated with it.  We have no control over the contents of those sites and are not responsible or liable for any damage or loss related to the use of any third-party website.  You should always read the terms and conditions and privacy policy of a third-party website before using it.

Changes to the Site

We enhance and update the Site.  We may change or discontinue the Site at any time, with or without notice to you.

Termination

We reserve the right to not provide the Site to any person.  We also reserve the right to terminate any user’s right to access the Site at any time, in our discretion.  If you violate any of these Terms, your permission to use the Site automatically terminates.

Disclaimer and Limitations on Our Liability

YOU USE THE  SITE AT YOUR OWN RISK.   TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OUR COMPANY AND ITS OFFICERS, EMPLOYEES, DIRECTORS, SHAREHOLDERS, PARENTS, SUBSIDIARIES, AFFILIATES, AGENTS, AND LICENSORS (“AFFILIATES”) DISCLAIM ALL WARRANTIES, CONDITIONS, AND REPRESENTATIONS OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING THOSE RELATED TO MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT AND THOSE ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE.

IN PARTICULAR, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OUR COMPANY AND ITS AFFILIATES MAKE NO REPRESENTATIONS OR WARRANTIES ABOUT THE ACCURACY OR COMPLETENESS OF CONTENT AVAILABLE ON OR THROUGH THE SITE  OR THE CONTENT OF ANY WEBSITES OR ONLINE SERVICES LINKED TO OR INTEGRATED WITH THE SITE.  OUR COMPANY AND ITS AFFILIATES WILL HAVE NO LIABILITY FOR ANY:  (a) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT; (b) PERSONAL INJURY OR PROPERTY DAMAGE RESULTING FROM YOUR ACCESS TO OR USE OF THE SITE; (c)  ANY INTERRUPTION OF TRANSMISSION TO OR FROM THE SITE; (d) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED ON OR THROUGH THE SITE  BY ANY THIRD PARTY; OR (e) ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED OR SHARED THROUGH THE SITE.

YOU UNDERSTAND AND AGREE THAT, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ANY MATERIAL OR INFORMATION DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SITE IS DONE AT YOUR OWN RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE ARISING FROM DOING SO.  NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR THROUGH THE SITE WILL CREATE ANY WARRANTY NOT EXPRESSLY MADE. NOR WILL IT CREATE A BUSINESS RELATIONSHIP SUCH AS AN ATTORNEY CLIENT RELATIONSHIP WITHOUT A FORMAL ENGAGEMENT LETTER PROVIDED TO YOU BY US AND SIGNED AND ACCEPTED BY YOU SEPARATE FROM ANYTHING ON THE SITE.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL WE BE LIABLE TO YOU OR TO ANY THIRD PARTY FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES (INCLUDING FOR LOSS OF PROFITS, REVENUE, OR DATA) ARISING OUT OF OR IN CONNECTION WITH THESE TERMS, AND THE SITE  HOWEVER CAUSED, WHETHER SUCH LIABILITY ARISES FROM ANY CLAIM BASED UPON CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR OTHERWISE, AND WHETHER OR NOT WE’VE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OUR TOTAL CUMULATIVE LIABILITY TO YOU OR ANY THIRD PARTY UNDER THESE TERMS AND RELATED TO YOUR USE OF THE SITE, FROM ALL CAUSES OF ACTION AND ALL THEORIES OF LIABILITY, WILL BE LIMITED TO AND WILL NOT EXCEED THE FEES YOU HAVE ACTUALLY PAID US DURING THE TWELVE (12) MONTHS PRECEDING THE CLAIM GIVING RISE TO SUCH LIABILITY.

Indemnification

To the maximum extent permitted by applicable law, you agree to indemnify and hold harmless our company and its Affiliates from and against any and all claims, costs, proceedings, demands, losses, damages, and expenses (including, without limitation, reasonable attorney’s fees and legal costs) of any kind or nature, arising from or relating to, any actual or alleged breach of these Terms by you.  If we assume the defense of such a matter, you will reasonably cooperate with us in such defense.

Arbitration Agreement & Waiver of Certain Rights

Except as set forth below, you and we agree that we will resolve any disputes between us (including any disputes between you and a third-party agent of ours) through binding and final arbitration instead of through court proceedings.  You and we hereby waive any right to a jury trial of any Claim (defined below).  All controversies, claims, counterclaims, or other disputes arising between you and us or you and a third-party agent of ours (each a “Claim”) shall be submitted for binding arbitration in accordance with the Rules of JAMS.  The arbitration will be heard and determined by a single arbitrator.  The arbitrator’s decision in any such arbitration will be final and binding upon the parties and may be enforced in any court of competent jurisdiction.  You and we agree that the arbitration proceedings will be kept confidential and that the existence of the proceeding and any element of it (including, without limitation, any pleadings, briefs or other documents submitted or exchanged and any testimony or other oral submissions and awards) will not be disclosed beyond the arbitration proceedings, except as may lawfully be required in judicial proceedings relating to the arbitration, by applicable disclosure rules and regulations of securities regulatory authorities or other governmental agencies, or as specifically permitted by state law. The Arbitrator, and not any federal, state, or local court or agency, shall have the exclusive authority to resolve any dispute relating to the interpretation, applicability, enforceability, or formation of this Agreement including, but not limited to, a claim that all or any part of this Agreement is void or voidable.

If you demonstrate that the costs of arbitration will be prohibitive as compared to the costs of litigation, we will pay as much of the administrative costs and arbitrator’s fees required for the arbitration as the arbitrator deems necessary to prevent the cost of the arbitration from being prohibitive.  In the final award, the arbitrator may apportion the costs of arbitration and the compensation of the arbitrator among the parties in such amounts as the arbitrator deems appropriate.

This arbitration agreement does not preclude either party from seeking action by federal, state, or local government agencies.  You and we also have the right to bring qualifying claims in small claims court.  In addition, you and we retain the right to apply to any court of competent jurisdiction for provisional relief, including pre-arbitral attachments or preliminary injunctions, and any such request shall not be deemed incompatible with these Terms, nor a waiver of the right to have disputes submitted to arbitration as provided in these Terms.

Neither you nor we may act as a class representative or private attorney general, nor participate as a member of a class of claimants, with respect to any Claim.  Claims may not be arbitrated on a class or representative basis.  The arbitrator can decide only your and/or our individual Claims.  The arbitrator may not consolidate or join the claims of other persons or parties who may be similarly situated.  The arbitrator may award in the arbitration the same damages or other relief available under applicable law, including injunctive and declaratory relief, as if the action were brought in court on an individual basis.  Notwithstanding anything to the contrary in the foregoing or herein, the arbitrator may not issue a “public injunction” and any such “public injunction” may be awarded only by a federal or state court.  If either party seeks a “public injunction,” all other claims and prayers for relief must be adjudicated in arbitration first and any prayer or claim for a “public injunction” in federal or state court stayed until the arbitration is completed, after which the federal or state court can adjudicate the party’s claim or prayer for “public injunctive relief.”  In doing so, the federal or state court is bound under principles of claim or issue preclusion by the decision of the arbitrator.

If any provision of this Section is found to be invalid or unenforceable, then that specific provision shall be of no force and effect and shall be severed, but the remainder of this Section shall continue in full force and effect.  No waiver of any provision of this Section of the Terms will be effective or enforceable unless recorded in a writing signed by the party waiving such a right or requirement.  Such a waiver shall not waive or affect any other portion of this Terms.  This Section of the Terms will survive the termination of your relationship with us.

THIS SECTION LIMITS CERTAIN RIGHTS, INCLUDING THE RIGHT TO MAINTAIN A COURT ACTION, THE RIGHT TO A JURY TRIAL, THE RIGHT TO PARTICIPATE IN ANY FORM OF CLASS OR REPRESENTATIVE CLAIM, THE RIGHT TO ENGAGE IN DISCOVERY EXCEPT AS PROVIDED IN JAMS RULES, AND THE RIGHT TO CERTAIN REMEDIES AND FORMS OF RELIEF.  OTHER RIGHTS THAT YOU OR WE WOULD HAVE IN COURT ALSO MAY NOT BE AVAILABLE IN ARBITRATION.

Geographic Restrictions

The owner of this Site is based in the State of California in the United States. We provide this Site for use only by persons located in California and the United States. We make no claims that the Site or any of its content is accessible or appropriate outside of the United States. Access to the Site may not be legal by certain persons or in certain countries. If you access the Site from outside the United States, you do so on your own initiative and are responsible for compliance with local laws.

Other Provisions

Under no circumstances will we be held liable for any delay or failure in performance due in whole or in part to any acts of nature or other causes beyond our reasonable control.

These Terms will be governed by and construed in accordance with the laws of the State of California, without giving effect to any conflict of laws rules or provisions. These terms and all agreements incorporated herein by reference constitute the sole and entire agreement between you and us regarding the Site and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Site.

You agree that any action of whatever nature arising from or relating to these Terms and the Site will be filed only in the state courts located in Los Angeles, California.  You consent and submit to the personal jurisdiction of such courts for the purposes of any such action.

If any provision of these Terms is found to be unlawful or unenforceable, then that provision will be deemed severable from these Terms and will not affect the enforceability of any other provisions.

The failure by us to enforce any right or provision of these Terms will not prevent us from enforcing such right or provision in the future.

We may assign our rights and obligations under these Terms, including in connection with a merger, acquisition, sale of assets or equity, or by operation of law.

Changes to these Terms: From time to time, we may change these Terms.  If we change these Terms, we will give you notice by posting the revised Terms on the Site.  Those changes will go into effect on the Revision Date shown in the revised Terms.  By continuing to use the Site or Services, you are agreeing to the revised Terms.

Privacy Policy

Revised: 2026

Your information privacy is extremely important to us.  We have prepared this Privacy Policy to explain how we collect, use, protect, and disclose information and data when you use  website (“Site”).  This Privacy Policy also explains your choices for managing your information preferences, including opting out of certain uses of your Personal Information (defined below).  This Privacy Policy applies to all users of the Site. 

BY USING THE SITE OR SERVICES, YOU ARE CONSENTING TO THIS PRIVACY POLICY.  PLEASE READ IT CAREFULLY.

Information We Collect

Categories and Types of Personal Information

We collect the following categories and types of personal information (collectively, “Personal Information”):

Any information you provide to us in the “Contact Us” form.

Other identifying information: IP address and other information that may identify you;

Visual information: any photos or videos that you may provide to us;

How We Use Information Collected

We may use your personal information for the following purposes:

Transactional Purposes: We may use your contact information, other identifying information:

Analytical Purposes: We may use your other identifying information, internet or other electronic activity, and inferences to analyze preferences, trends and statistics.

Marketing Purposes: We may use your contact information, other identifying information, visual information, commercial information, internet or other electronic activity, preferences, and inferences to:

Maintenance and Improvement of Website.

Help us diagnose technical and service problems and administer our websites.

Business Purposes: We may use your information in any other way we may describe when you provide the information, to carry out our obligations and enforce our rights arising from any contracts entered into between you and us, or for any other lawful purpose with your consent.

Sources of Personal Information

We collect information from the following sources:

We collect information directly from you when you complete the “contact us” form. We collect visual, contact, financial and certain identifying information and directly from you as you provide it.

We collect Internet or other electronic activity passively using tools like browser cookies,  and other similar technologies.

Law Enforcement and Courts

In certain instances we may disclose your contact information when we have reason to believe that it is necessary to identify, contact or bring legal action against persons or entities who may be causing injury to you, to our Company or to others. We may also disclose your contact information when we believe the law or legal process requires it.

For Business Purposes

We may disclose your information if we believe disclosure is necessary or appropriate to protect the rights, property, or safety of us, our customers, or others. This may include exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction. We may also disclose your information to third parties we tell you about when you provide the information or to any other third parties with your consent.

Cookies and Anonymous Identifiers

We use cookies (a small text file placed on your computer to identify your computer and web browser) and may use anonymous identifiers (a random string of characters that is used for the same purposes as a cookie).  We use cookies and other anonymous identifiers to analyze use of and improve the Site. Most web browsers are initially set up to accept cookies. You are given the option when you first log onto the Site to refuse or accept cookies.  You can also reset your web browser to refuse all cookies or to indicate when a cookie is being sent, however, certain features of the Site may not work if you delete or disable cookies. 

Compliance with Laws and Law Enforcement

We cooperate with government and law enforcement officials and private parties to enforce and comply with the law.  We may disclose Personal Information and any other information about you to government or law enforcement officials or private parties if, in our discretion, we believe it is necessary or appropriate in order to respond to legal requests (including court orders and subpoenas), to protect the safety, property, or rights of our company or of any third party, to prevent or stop any illegal, unethical, or legally actionable activity, or to comply with the law.

California Privacy Rights

This section applies to any California residents about whom we have collected personal information from any source, including through your use of our Site or by communicating with us electronically, in paper correspondence, or in person. This section also serves as our California notice at collection.

Any terms defined in the CCPA/CPRA have the same meaning when used in this section. This section only applies to non-California residents as may be required by applicable state law in your state of residence.

Categories of Personal Information We Collect. We have collected the following categories of personal information from consumers within the last twelve (12) months.

Only the information you provide to us in the “contact us” section of the website and any other information collected by our website service provider.

Your Privacy Rights. If you are a California resident, subject to certain exceptions set forth under applicable law, you have the following rights under California law with respect to your personal information.

Right to Access. You may have the right to request what personal information we collect be provided to you in a portable format.

Right to Delete. You have the right to request the deletion of your personal information that is collected or maintained by us.

Right to Non-Discrimination. You have the right not to be denied goods or services, charged different prices or rates for goods or services, or receive a differing level of quality of goods or services as a result of exercising the above rights.

The rights described above do not apply to certain categories of personal information. The personal information excluded from coverage under the CCPA includes, among other things, (i) personal information we collect from or about you when you apply for or obtain a product or service for personal, family or household purposes; (ii) personal information about communications or transactions with you when you are acting on behalf of a company or government agency to do business with us; and (iii) personal information sold or bought from a consumer reporting agency for use in a consumer report in compliance with applicable law.

Exercising Your Rights. If you are a California resident and wish to seek to exercise any of the rights in above, please contact us at liatlawpc@gmail.com with your request.  You may also modify your cookie preferences by opting out of certain data sharing practices.

 You may also designate an authorized agent to submit an access, correction, or deletion request on your behalf. We may ask an authorized agent to submit proof of their authority to make a request, such as a valid power of attorney or proof that they have signed permission from the consumer who is the subject of the request. In some case, we may contact the individual who is the subject of the request to verify their own identity or confirm that the authorized agent has permission to submit the request.

We endeavor to respond to a verifiable consumer request within forty-five (45) days of receipt. If we require more time (up to ninety (90) days), we will inform you of the reason and extension period in writing. We will deliver our written response by mail or electronically, at your option. Any disclosures we provide will only cover the twelve (12)-month period preceding the verifiable consumer request’s receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable.

 We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.

Non-Discrimination. We will not discriminate against you for exercising any of your rights.

Data Retention Period

We retain transaction data and other personal data for a period of time that is necessary to fulfill a legitimate business purpose and deleting or de-identifying the information thereafter, except where longer retention periods are required by law. We retain unsubscribe requests permanently to comply with our obligation to refrain from sending marketing emails after receipt of an opt-out request.

Privacy Policy Changes

We may change this Privacy Policy from time to time.  If we decide to change this Privacy Policy, we will inform you by posting the revised Privacy Policy on the Site.  Those changes will go into effect on the “Revised” date shown in the revised Privacy Policy.  By continuing to use the Site or Services, you are consenting to the revised Privacy Policy. You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically visiting our Site and this Privacy Policy to check for any changes

Please print a copy of this Privacy Policy for you records and PLEASE check the Site frequently for any changes.